Does my insurance premium go down with Approved Impact windows and doors added to my home?

We will explore the numerous benefits of installing Approved impact windows and doors for your home and how Insurance companies do they note of these upgrade.

Installing hurricane impact windows and doors throughout the entire house in Florida can have a significant shift on homeowners’ insurance premiums. Insurance providers recognize the added protection and reduced risk of damage that impact-resistant features provide during hurricanes and tropical storms. As a result, they often and usually offer discounts to homeowners who have invested in these protective measures.

Impact windows and doors are specifically designed and tested to withstand high winds and flying debris, meeting or exceeding the stringent building codes and impact resistance standards set by the state of Florida. By installing these reinforced windows and doors, homeowners demonstrate their commitment to fortifying their property against the destructive forces of hurricanes.

Majority of Insurance companies view this proactive approach as risk mitigation, as impact-resistant features significantly reduce the potential for damage to the home’s structure and contents. The decreased risk translates into lower insurance claims and, consequently, lower premiums for homeowners.

It is important to note that the amount of the insurance premium reduction may vary depending on factors such as the location of the property, the insurance provider, the level of impact resistance, and other factors specific to each homeowner’s policy. Based on our research and our experience we have seen between 8-25% decrease in cost. It is advisable for homeowners to consult with their insurance providers to determine the potential premium savings associated with installing impact windows and doors.

In addition to the cost savings on insurance premiums, homeowners benefit from the peace of mind that comes with knowing their property is better protected against hurricanes. Impact windows and doors provide a secure barrier against intruders, reduce outside noise, improve energy efficiency, and provide protection against harmful UV rays.

In summary, investing in hurricane impact windows and doors not only enhances the safety and resilience of a Florida home but can also lead to reduced insurance premiums. It is a smart financial decision that offers long-term savings

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David L

Impact Information and Guidance for Florida Homeowners on their journey to upgrading their home's protection with approved IMPACT windows and doors

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Office & Showroom:
2520 SW 30th Ave Hallandale FL 33009

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